Did you know that only 1 in 4 Americans have estate planning, and an alarming number of these Americans are middle-age or older? While this statistic may surprise you, most of us do not realize that we need estate planning as soon as we turn 18 years of age. For the parents of college students this is especially... Read More
The cost of long-term care continues to rise each year. In states across the nation, we have seen increases over the last five years of well over ten to twenty percent in the healthcare industry serving our Older Americans. These costs have risen in a number of areas for Older Americans including, but not limited to,... Read More
Developing a comprehensive estate plan is one of the most important things someone can do. The decision to create an estate plan is critical, regardless of the amount of assets that they wish to leave behind to loved ones or other designated beneficiaries. What many people do not realize, however, is that you have to... Read More
Families of fallen military members bear the brunt of the emotional costs of war and service-related deaths. Unfortunately, they often bear added financial costs at a time of unimaginable grieving. Thankfully, the Department of Veterans Affairs provides support for funeral and burial expenses, which can be quite... Read More
How do you say “thank you” to the caregiver in your life? Whether it’s a home cooked meal, a handwritten note, or a cup of their favorite coffee, taking the steps to ensure your caregiver’s needs are met and that he or she feels appreciated will validate the hard work he or she provides on a regular basis. This is... Read More
Unfortunately, there is an increasing trend of DIY-ers when it comes to estate planning. The “do it yourself-ers” are those who choose to create their estate plans themselves. This planning could take the form of a “simple” last will and testament or a “generic” power of attorney. Unfortunately, when it comes to the... Read More
When making any important decision, it is always wise advice to take the time to weigh the pros and cons of all available options. Choosing your Medicare plan is no exception and that means comparing Medicare Advantage with “Original Medicare”. Medicare Advantage, or Medicare Part C, is an alternative to “Original... Read More
Most of us want our day to day activities to be effortless. We do not want complicated processes and procedures to frustrate what should be simple tasks. Instead, we want easy-to-follow directions and a clear path to getting the job done. When you find yourself caring for a loved one, especially a loved one with... Read More
Ensuring your children are happy, healthy, and well-taken care of is a fundamental role of parenting. Another part of that role is choosing a guardian to care for your children in the event of your death. As challenging as it can be to consider a time when you are no longer here to support your children, leaving... Read More
Talking about money can be awkward in almost any relationship. But no matter how sensitive, it’s especially important to broach the subject with an aging parent. The stakes are just too high not to have the conversation that can help both of you plan for the future and protect yourselves from the high cost of... Read More
