Planning for the Rising Costs of Long-Term Care

Planning for the Rising Costs of Long-Term Care

The cost of long-term care continues to rise each year. In states across the nation, we have seen increases over the last five years of well over ten to twenty percent in the healthcare industry serving our Older Americans. These costs have risen in a number of areas for Older Americans including, but not limited to,...
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Is It Time To Update Your Estate Plan in the New Year?

Is It Time To Update Your Estate Plan in the New Year?

Developing a comprehensive estate plan is one of the most important things someone can do. The decision to create an estate plan is critical, regardless of the amount of assets that they wish to leave behind to loved ones or other designated beneficiaries. What many people do not realize, however, is that you have to...
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Ways to Say Thank You to a Caregiver During the Holidays

Ways to Say Thank You to a Caregiver During the Holidays

How do you say “thank you” to the caregiver in your life? Whether it’s a home cooked meal, a handwritten note, or a cup of their favorite coffee, taking the steps to ensure your caregiver’s needs are met and that he or she feels appreciated will validate the hard work he or she provides on a regular basis. This is...
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Unexpected Problems with Pay on Death Accounts Part 2: Avoidable Mistakes

Unexpected Problems with Pay on Death Accounts Part 2: Avoidable Mistakes

Unfortunately, there is an increasing trend of DIY-ers when it comes to estate planning. The “do it yourself-ers” are those who choose to create their estate plans themselves. This planning could take the form of a “simple” last will and testament or a “generic” power of attorney. Unfortunately, when it comes to the...
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How Medicare Advantage Stacks Up Against ‘Original Medicare’

How Medicare Advantage Stacks Up Against ‘Original Medicare’

When making any important decision, it is always wise advice to take the time to weigh the pros and cons of all available options. Choosing your Medicare plan is no exception and  that means comparing Medicare Advantage with “Original Medicare”. Medicare Advantage, or Medicare Part C, is an alternative to “Original...
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New York Estate Planning You Need When You Have Minor Children

New York Estate Planning You Need When You Have Minor Children

Ensuring your children are happy, healthy, and well-taken care of is a fundamental role of parenting. Another part of that role is choosing a guardian to care for your children in the event of your death. As challenging as it can be to consider a time when you are no longer here to support your children, leaving...
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